Becoming a Fidelity-approved notary can significantly elevate your career as a signing agent, giving you access to more lucrative assignments and establishing you as a trusted real estate closing sector professional. Here’s a step-by-step guide on how to get Fidelity-approved and what to expect throughout the process.

What Does It Mean to Be Fidelity Approved?

Fidelity National Title is one of the largest title insurance companies in the United States. When a notary is Fidelity-approved, they have been vetted and verified to handle real estate closings for Fidelity National Title and its affiliated companies. This designation is highly regarded in the industry, as it signals a notary’s professionalism, experience, and compliance with Fidelity’s stringent requirements.

Why Should You Become Fidelity Approved?

• Increased Credibility: Being on the Fidelity-approved list positions you as a top-tier notary.
• More Assignments: Fidelity and its affiliates often require their closings handled by Fidelity-approved notaries.
• Higher Fees: Approved notaries can command higher fees due to the specialized nature of these assignments.

Requirements to Become Fidelity Approved

To become Fidelity approved, you must meet specific criteria, including:

1. Commissioned Notary Public: You must hold a current notary commission in your state.
2. Experience: Fidelity typically requires a minimum of two years of notary experience. If you are a newer notary, I would suggest you gain more experience before applying.
3. Errors & Omissions Insurance: A minimum of $100,000 in E&O insurance coverage is mandatory.
4. Background Check: A current background check, ideally through the National Notary Association (NNA) or an approved vendor like Sterling Infosystems.
5. Certification (Recommended): While not mandatory, maintaining an NNA Notary Signing Agent certification can increase credibility.

Application Process

There are two main paths to getting Fidelity approved:

1. Direct Approval Through a Fidelity Escrow Office

• Build Relationships: Network with Fidelity escrow officers to secure a sponsorship.
• Obtain the Fidelity Notary Approval Packet: This includes application forms, agreements, and required documentation.
• Submit Required Documentation: Include your commission, E&O insurance, background check, and business references.
• Await Approval: Fidelity will verify your documents, conduct additional vetting, and notify you once approved.

2. Approval Through a Signing Service Sponsor

• Some signing services that work closely with Fidelity can sponsor you for approval.
• The signing service will handle the application process, including submitting your documents to Fidelity on your behalf.
• You’ll be approved to handle Fidelity closings through that signing service.

Required Documentation

• Completed application form
• Notary commission certificate
• Errors & Omissions insurance policy
• Background check certificate
• Business references
• Photo ID
• W-9 form

Tips for Success

• Network Effectively: Cultivate relationships with Fidelity escrow officers to increase your sponsorship chances.
• Maintain Professional Standards: Keep your E&O insurance current, your background check updated, and continue your education.
• Stay Organized: Ensure your documents are complete and accurate before submission to avoid delays.

Final Thoughts

Becoming a Fidelity-approved notary requires effort, preparation, and a commitment to maintaining professional standards. However, the benefits – increased credibility, higher earnings, and more opportunities – make it a worthwhile investment in your notary business. Focus on networking, staying organized, and positioning yourself as a reliable and trustworthy signing agent to maximize your success.